Sleep Better Now and Pay Later

With Snap, you don’t have to wait to get
what you need. Depending on where you live, what you need, and where you shop, you may be offered lease-to-own financing or an installment loan option.

It's easy! There are four simple requirements to apply.

• Be old enough to enter into a legally binding contract, which may vary by state or territory.
• Have an active checking account.
• Have a steady income of $750 a month.
• Provide a valid email address and smartphone number.

If you can answer yes to these questions, you're eligible to apply.

Absolutely! Snap uses a proprietary approval process that gives you the best chance of being approved. While we may not be able to approve all applicants, we specialize in helping those with bad credit, bankruptcy, or who have struggled with credit issues in the past. 

It's easy to apply online at home, on your smartphone or in person at Uniquities. 

Once approved, stop into the store with a photo ID to complete your purchase. Once completed, items can be picked up or delivered right away. 

With lease-to-own financing, Snap purchases the merchandise and leases it back to you for 12-18 months. Once you’ve fulfilled the terms of your lease, you obtain ownership of the merchandise. You may also obtain ownership earlier through our 100-Day and Early Buyout options.